Student Loan Repayments
UK student loan thresholds and rates for 2025/26
Student Loan Rates 2025/26
| Plan | Threshold | Rate |
|---|---|---|
| Plan 1 | £24,990 | 9% |
| Plan 2 | £27,295 | 9% |
| Plan 4 (Scotland) | £31,395 | 9% |
| Plan 5 | £25,000 | 9% |
| Postgraduate | £21,000 | 6% |
Repayments are deducted from your salary above the threshold. Use the full calculator to see exact deductions.
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